Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service IN ALL 50 STATES, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, second mortgage, home equity loan or Reverse Mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.  

Now, with the aid of an incredible new technology, we are able to assist our clients improve thier credit scores to greater facilitate the loan process.  

Often, you'll hear the owners of Real Estate companies that have affiliations with a bank or mortgage banker tell you that working with a mortgage broker is bad news with the following pitch: "A broker is an independent third party with zero decision-making ability; they don't approve your loan and have to wait in line with all other mortgage brokers while they wait for a decision from the underwriting department. Further, when you have a middleman you pay for that extra party involved. They have expenses that they need to cover by fees charged up front on a loan; which means higher upfront charges to you." 

What they don't say is that almost all mortgage bankers (such as Wells Fargo, Bank of America, CHASE, etc.) are exceptionally limited in the products that they are able to offer. They make their money by producing volume in limited product categories; in addition they don't have the opportunity to shop for the true best deal for you. You only get to choose from what they offer, and depending on their specialty, those rates and programs could be far from the market value. You also don't see how much money they truly make on your loan. They could be making thousands of dollars in additional hidden profit by giving you a higher interest rate than you deserve - and believe me, they very often do. 

At Real Estate Plus Mortgage we, as brokers, have a wide range of bank partners and loan options, making it easy for us to find and place the best loan for a customer in terms of price, rate and terms of the loan. If you have buyers with difficult-to-document situations, they can be served by this wide network of lending partners. We can offer you discounted wholesale rates that are below the market rates, which banks offer.  We pass on our savings to you and your clients. 

With the experience of over 20 years of satisfied clients behind us, we are going to do everything within our power to maintain the highest standard of service and integrity.  We look forward to our next transaction together.